Main covers

Life Protect and Life Protect Plus provide your loved ones with the financial support needed to overcome life’s unforeseen challenges.

If something unfortunate were to happen to you, their future needs to be well protected and their lifestyle sustained.

Life Protect and Life Protect Plus 

In the unfortunate event of your passing, due to an accident or from sickness, AXA provides you with financial support directly to you or your designated beneficiaries so that your loved ones can:

  • Make up for your lost income
  • Ensure your children’s education is provided for
  • Sustain the support to an elderly family member
  • Assist in settlement of your outstanding personal debts

 

General Features & Benefits*

Life Protect and Life Protect Plus provide coverage for:

  • Death due to any cause*
  • Permanent total disability due to accident and sickness*

*Insurance automatically stops as soon as the benefit is paid.

Life Protect is the easiest and most cost-effective way to provide financial security to your loved ones.

Optional covers: 

  • Critical illness
  • Accidental death Benefit

Level of coverage:

  • Life Protect is a decreasing insurance plan. Your level of sum assured decreases with the term of the policy. 
  • Life Protect Plus is a level insurance plan. Your level of sum assured remains constant throughout the term of the policy. 
  • Critical illness sum assured is limited to OMR 210,000.

 

*Terms & conditions apply

AXA Aspire

Savings & Protection Plan

AXA Aspire is a unit-linked insurance plan which combines life protection and savings under a single integrated policy, giving you the opportunity to invest your money to optimise your returns, whilst taking care of your protection needs in the unfortunate event of your death.

AXA Optimum

Investment & Protection Plan

AXA Optimum is a unit-linked insurance plan which combines life protection and investment under a single integrated policy. This plan gives you the opportunity to invest your money to optimise your returns, whilst taking care of your protection needs in the unfortunate event of your death.

------

In a unit-linked insurance plan, the premiums you pay are invested in the capital markets into units of funds according to the investment option that you select. The value of your returns and the benefits you get are therefore linked to the performance of the selected investment options. AXA Aspire & AXA Optimum provide you with access to several investment options which stem from different investment strategies, ranging from moderate to progressive, as well as to a US Dollar Cash Fund.

To see the Unit Price of the different investment options of AXA Aspire & AXA Optimum, please click on the link here.

How to submit your claim

In the unfortunate incident of the loss of the Insured Person under a Life Policy, the Beneficiary may claim directly to AXA :

 Call 800 70 292 and one of our customer service representatives will guide you through your claim.